Zachary Liptak — Financial Mentor for Young Adults
Nobody taught us this stuff — until now. Book a session with Zachary →
Real answers. No fluff.
Stop guessing with your money.
"How do I stop living paycheck to paycheck?"
Zachary Liptak has built a multi-million dollar investment portfolio from nothing — and now he's sharing the financial knowledge nobody taught him. Book a 1:1 session and get straight answers to your real money questions.
More to come ... full video coming soon
Who is Zachary Liptak?
He figured it out. Now he'll tell you exactly what he did.
Zachary started with nothing. No trust fund, no handouts. Over 10+ years he built an investment portfolio worth millions. Now he sits down with young adults — one on one — to answer the financial questions nobody else will give you a straight answer on.
- Built a multi-million dollar investment portfolio starting from zero
- Licensed real estate expert on the EZ Era platform
- Answers real money questions — housing, investing, credit, budgeting
- No jargon, no upsells — just honest, practical guidance
What can I ask about?
Any money question. Straight answers.
Zachary covers the financial topics that actually affect your life — not abstract theory.
HousingRent or buy? How much can I afford?
Get a straight answer on whether buying makes sense for you right now — and what to watch out for.
BudgetingStop living paycheck to paycheck.
Build a real budget that works for your income, your bills, and your goals — not a generic template.
InvestingHow do I actually start building wealth?
From your first $500 to your first property — Zachary's been there and can map the path for you.
1:1 Sessions with Zachary
Get answers built for your situation.
No generic advice. Zachary looks at your actual numbers and tells you exactly what to do.
Phone Call
15–30 minute call
$100
- Private 15 or 30-minute call
- Ask about housing, budgeting, investing, credit
- Walk away with a clear action plan
- Easy online booking
One-time payment at the calendar page
The Meeting
2-hour deep-dive session
$500
- 2-hour meeting with lunch included
- Meet Zachary in person
- In-depth conversation about your finances
- Access to Zachary's personal network
Contact us before booking
Shadow Zachary
4+ hours full immersion
$1,500
- 4+ hours with Zachary
- See how real financial decisions get made
- Ask anything — no topic off limits
- Lunch included
Limited availability
Not ready for 1:1? Start here.
EZ Era — the $7/month financial education platform Zachary helped build.
EZ Era is a 501(c)(3) nonprofit giving young adults access to licensed mortgage pros, financial advisors, and real estate experts — for less than a coffee a month. Zachary is one of the experts on the platform.
- 70+ video lessons by licensed pros
- Ask a real expert — answered on video every Friday
- Member-only deals that pay back your $7 in week one
- Housing, budgeting, credit, student loans, side hustles & more
7-day money-back · cancel in 2 clicks · 501(c)(3) nonprofit
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What people are saying
Real people. Real results.
Most clients walk away with a clear plan — and insights worth far more than the cost of the session.
"I finally understand what to do with my money"
I was 26, making decent money, and had no idea where it was all going. Zachary sat with me for 30 minutes and completely reframed how I think about budgeting. I walked away with a plan I actually stuck to. Six months later I have a real emergency fund for the first time in my life.
— Michael, Texas
"A 30-minute call with Zachary was more useful than 4 years of school when it comes to money."
— Shane, 28
"He answered questions I was too embarrassed to ask anyone else. No judgment, just real answers."
— Louis, Miami
"I finally understand the difference between good debt and bad debt. Game changer."
— Peter, 24
"My husband was nervous about our finances. One call with Zachary and he had a plan. He loved it."
— Jen
Not sure where to start?
Send an Email first.
Talk to Zachary's team about your situation. We'll help you figure out whether a phone call, in-person meeting, or EZ Era membership is the right fit — no pressure, no pitch.
- Tell us about your financial situation and goals.
- We'll match you with the right option for where you are right now.
- If a 1:1 session isn't the right fit yet, we'll point you to EZ Era.
@raptorrealestate
Follow the journey.
Real estate, money moves, and the unfiltered truth about building wealth.
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Disclaimer: Zachary Liptak is not a licensed financial advisor, attorney, or certified professional of any kind. Nothing on this website or in any session constitutes professional financial, legal, or investment advice. Zachary shares personal opinions and what he would do if he were in your situation — based on his own experience. Always consult a licensed professional before making financial decisions.